Habaje Terms and Conditions — Complete Platform Usage Guidelines

1. General Terms & Conditions

Habaje (https://habaje.co) is a leading online gaming and Sports Betting platform in Bangladesh. These Terms and Conditions ("Terms") constitute a legally binding agreement between habaje and all its members. By using the habaje website or mobile app, you are considered to have automatically accepted these Terms.

Habaje operates under an international gaming license and complies with all applicable laws and regulations. These Terms have been made available in Bengali for the convenience of members in Bangladesh. However, the English version shall prevail in the event of any legal dispute.

These Terms apply in conjunction with habaje's Privacy Policy and Responsible Gaming Policy. habaje reserves the right to amend these Terms at any time, and members will be notified of any changes in a timely manner.

2. Account Registration

The following requirements must be met to open an account with habaje:

• Applicants must be at least 18 years of age.
• All information provided during registration must be truthful, accurate, and up to date.
• Each person may hold only one habaje account.
• Multiple accounts cannot be created using the same mobile number or email address.
• Your account password must be kept confidential and must not be shared with anyone.

Identity Verification (KYC)

KYC (Know Your Customer) verification is required for withdrawals above a certain amount. This may involve submitting a copy of your national ID or passport. habaje handles this information with strict confidentiality.

Habaje reserves the right to reject any registration request without providing a reason. If submitted information is found to be false, the account will be closed immediately and the balance may be forfeited.

3. Deposits & Payments

Habaje supports all popular payment methods available in Bangladesh. All deposits are processed in Bangladeshi Taka (BDT).

• Accepted Payments: bKash, Nagad, Rocket, Upay, Bank Transfer.
• Minimum Deposit: BDT 500.
• Maximum Deposit: BDT 500,000 per day (may vary based on account level).
• Deposits are credited to your account instantly.
• No additional charges are applied on deposits.

All deposits must be made from the member's own payment account. Depositing through a third party is a violation of habaje's Terms & Conditions and may result in account suspension.

4. Withdrawal Policy

The following conditions apply when making a withdrawal from habaje:

• Minimum Withdrawal: BDT 500.
• Processing Time: Typically within 5–15 minutes.
• Withdrawals must be made using the same payment method used for the deposit.
• Large withdrawals may be held if KYC verification has not been completed.
• To withdraw funds derived from bonuses, the specified wagering requirements must be met.

Habaje reserves the right to temporarily hold withdrawals and conduct an investigation in cases of suspicious transactions. If the outcome of the investigation is in the member's favour, the withdrawal will be processed promptly.

5. Bonuses & Promotions

Habaje regularly offers a range of bonuses and promotions. Each bonus comes with its own terms and conditions, which must be read before claiming.

Welcome Bonus

New members on habaje receive a welcome bonus on their first deposit. A specified number of wagering completions are required to use this bonus.

Reload Bonus

Regular members may receive reload bonuses weekly or monthly. The bonus amount and terms are subject to change from time to time.

• Placing false or strategically manipulative bets to earn bonuses is strictly prohibited.
• Habaje may modify or cancel any bonus offer at any time.
• For referral bonuses, both parties must be active habaje users.

6. Betting Rules

The following rules must be observed when placing bets on habaje:

• Once a bet has been confirmed, it cannot be changed or cancelled.
• Habaje reserves the right to void any bets placed at incorrect odds due to a system error.
• Bets placed on events linked to match-fixing or corruption will be voided.
• Habaje is not liable for any bets that fail to register due to internet disruptions during live betting.
• If a match or event is cancelled, the stake for that bet will be refunded.

Odds Adjustment Policy

Habaje reserves the right to adjust odds at any time in line with market conditions. If odds change after a bet has been confirmed, the odds at the time of confirmation will apply.

7. Prohibited Activities

The following activities are strictly prohibited on habaje. Engaging in them may result in permanent account closure:

• Money laundering or transactions involving illegal funds.
• Creating multiple accounts or using another person's account.
• Misuse of the bonus system or attempting to extract bonuses through manipulative betting patterns.
• Attempting to hack, crack, or unauthorisedly modify habaje's software.
• Unauthorised access to another member's account.
• Betting using match-fixing arrangements or inside information.
• Threatening or intimidating habaje staff or the support team.

Habaje reserves the right to report suspicious activity to the relevant authorities. Legal action may also be taken in such cases.

8. Account Closure & Suspension

Habaje may suspend or close an account under the following circumstances:

• In the event of a Terms & Conditions violation.
• If KYC verification has not been completed.
• Due to prolonged inactivity (more than 12 months).
• At the member's own request (voluntary closure).
• To request a temporary break under our Responsible Gaming policy.

Inactive Account Policy

An account with no transactions for 12 months will be marked as inactive. A monthly maintenance fee may be deducted from inactive accounts. The account will be reactivated once the member logs in.

9. Responsible Gaming

Habaje places the highest importance on responsible gaming. We believe gaming should be a source of enjoyment — not stress or financial hardship.

• Members can set their own daily, weekly, or monthly deposit limits.
• Betting limits and loss limits can be set for your account.
• A cooling-off period option is available.
• Permanent self-exclusion is available upon request.

Habaje is committed to protecting minors. If any underage use of habaje is detected, the account will be closed immediately.

10. Privacy & Data Protection

Habaje takes the protection of members' personal information very seriously. Our full privacy policy is available on a separate page.

• All data is secured with 256-bit SSL encryption.
• Habaje never sells member information to third parties.
• If information is required to be disclosed due to legal obligations, the member will be notified.
• Members may choose to accept or decline the use of cookies.
• Members may request to view or delete their stored data at any time.

11. Dispute Resolution

If a dispute arises while using habaje, please follow the process below:

• Please contact the habaje customer support team first via live chat or email.
• An initial response will be provided within 7 business days of a complaint being submitted.
• For complex cases, a final decision will be provided within 30 days.
• If you are not satisfied with habaje's decision, you may appeal to the licensing authority.

Habaje is committed to resolving all disputes fairly and impartially. The relevant account may be temporarily suspended while a dispute is under review.

12. Changes to Terms

Habaje reserves the right to partially or fully amend these Terms and Conditions at any time. In the event of changes:

• Members will be notified in advance by email or SMS of any significant changes.
• The effective date of any updated Terms & Conditions will be clearly stated.
• Continued use of habaje after any changes will be considered acceptance of the updated Terms & Conditions.
• If you do not agree to the updated terms, you may voluntarily close your account.

For any questions or feedback regarding these Terms and Conditions, please contact our support team. habaje is always committed to serving its members.